At MG Insurance, we are always looking for ways to get our clients the best value for their insurance needs.
With over 50 years of combined experience, we know that the least expensive insurance is not necessarily the best insurance. Bundling various types of insurance is the most common way of saving money on insurance. But, there are some other great insurance discounts and tips for saving money on your insurance.
Tips for Saving Money on Insurance
Telematics monitor your car’s computer system to identify and reward safe drivers. Drivers can save 5-10% on their insurance when telematics are installed in their car.
- Good Credit
It pays to pay your bills on time! You will get a discount on your insurance if you have a good credit rating.
- Mature Customer
Mature persons over the age of 55 can get a discount. Ask us!
- Good Student
A’s and B’s make a difference! Students who have a GPA over 3.0 or higher will have a lower insurance rate.
- Defensive Driver
Clients who take a Defensive Driver class will get a discount on their auto insurance.
- Loyalty Discount
We value long-term relationships with our clients. When they are with the same insurance company for a period of time, we can extend a loyalty discount on their insurance.
- Full Payment
If you prefer to pay six months or a year of your insurance premiums upfront, you will receive a small discount. Plus, you don’t have to think about it each month!
- Bundle Insurance
Bundling various types of insurance under one carrier can save you 10% or more. For instance, instead of having your home insurance from one company and your auto insurance from another company, consider getting a quote for having all your home & auto insurance needs taken care of by one company to see how the price compares.
- Get an Annual Review
It is a great idea to get an annual review with your agent to make sure you are not over or under-covered, and to make sure you are taking advantage of discounts. The team at MG Insurance may even be able to help you find a better rate with a different carrier!
- Request a Quote
If you are new to MG Insurance, let us give you a quote! Since we are an independent insurance agency, we can provide you with quotes from multiple companies at a time, so you can compare the difference to your current rates!
Christian, Phil, and Michael at MG Insurance can help make insurance easy for you!
Stop in our downtown Willmar office, or give us a call at 320-235-9394. We may be able to save you money just by providing you with a quote to compare with your current rates and coverage.