Distracted Driving and Its Impact on Insurance


Distracted driving essentially entails operating an automobile while doing another activity that takes your attention away from the road, such as texting, talking on the phone, eating, putting on makeup, adjusting the radio, etc. and can be extremely dangerous to yourself, your passengers, and other drivers on the road. Distracted driving is a major cause…

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Filing an Insurance Claim After Storm Damage


Mother nature can be highly unpredictable, and in some cases can cause damages to one of your most valued possessions, your home. Your insurance policy helps ease the stress of storm damages by covering loss or damage costs due to an unforeseen event. If you are located in Willmar, Minnesota, and want to better understand…

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What Factors Affect Your Auto Insurance Premium?

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Auto insurance helps to protect you from financial loss in the case of an accident or from theft of a vehicle, and essentially with this agreement, an insurance company will agree to pay for any losses that are outlined in your policy in exchange for you paying a premium. There are several factors that impact…

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Protecting Your Home When You Travel


Summer is gearing up, and more and more people are beginning to travel again since the pandemic. Although it is currently the prime time for vacation, it is also a time when theft becomes more prominent. To fully enjoy your trip, you will want to prepare yourself and take the necessary steps to protect your…

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Boating Insurance and Safety

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It is summertime in Minnesota and time to enjoy the beautiful weather and the water. Boats offer a great sense of adventure and recreation, although owning one does come with a certain amount of risk. If you are a boat owner, it is best to be prepared in case of an accident or unforeseen circumstance.…

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Reviewing Your Insurance Policies Annually


Life is constantly changing, often causing people’s insurance needs to be adjusted. Any time that you have made a significant purchase or experienced a life changing event, such as buying a home, a marriage, inheriting money, etc., you will want to check that your insurance is up to date to meet your needs. It is…

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Life Insurance Accelerated Death Benefits: Pros & Cons

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Accelerated Death Benefit Definition An Accelerated Death Benefit (ADB) allows a life insurance policy owner to receive a portion of their death benefit from their insurance company in advance of their death. In most cases, the policyholder must be terminally ill, usually with a life expectancy of two years or less. They must continue to…

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What Does Business Insurance Cover?


Are you a current business owner or someone who is planning to start your own company, and wondering about your business insurance options? Business insurance is a crucial component to protecting your investment, and is intended to help protect a company from being affected by financial losses, damages, lawsuits, personal injury, etc., but there are…

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Contact Us

MG Insurance Inc
333 5th St SW
Willmar, MN 56201
Phone: (320) 235-9394


M-F: 8:00 am - 5:00 pm