At MG Insurance Agency, we want our clients, community, and employees to know that we are here to help. If you are affected by COVID-19 and need assistance with more flexible payment options, reviewing your current insurance for possible savings, workers comp insurance, or other concerns, please don’t hesitate to contact us. We will do our best to work with you during these difficult times.
We are here for you during COVID-19. How can we help?
Optimizing your Budget during Financial Hardships
We recognize that many people are trying to cut some costs at this time due to lost wages, decreased business, or other hardships. Whether you are a current customer of MG Insurance Agency, or you have insurance through another company, we invite you to contact us to ensure you have the best possible insurance rates. You could send us your insurance declaration pages with your payment amounts blacked out, and we can provide a quote for the same/similar coverage to see how our prices compare. Even if you are a current customer, if you haven’t had an Annual Insurance Review, now is a good time. We also have these money-saving tips.
Payment Flexibility Options
Most of our insurance carriers are offering 30-60 day payment extensions on insurance policies. During this grace period, your insurance coverage won’t be canceled due to non-payment. Many insurance companies are also not charging interest, late fees, or penalties at this time. We do encourage you to call us to check on your specific policy to see how we can help and what applies to you. Remember, MG Insurance Agency also offers flexible billing options.
Delivery Coverage Expansion
Some of our insurance companies have recognized that people are using their personal vehicles to make deliveries of items like medicine, groceries, or medical supplies and have added delivery coverage expansion. We encourage you to call for more details.
We have an insurance carrier who is offering a refund for up to 15% to customers who have auto insurance with them since people are not driving as much. If you have questions about this, we invite you to contact us online or give us a call.
Worker’s Compensation Insurance
Employees who are infected with COVID-19 due to work are eligible for Workers Compensation Insurance to cover their lost wages. Workers Compensation Insurance is guaranteed for our front line workers such as people in healthcare, firefighters, etc. Give us a call for more information.
If you have been laid off or have reduced hours from your work, you can check for eligibility file for reimbursement of lost wages through insurance through MN Unemployment Insurance.
If you are considering purchasing life insurance, please be aware that there may be a waiting period due to COVID-19. There may also be COVID-19 exclusions.
Other Questions, Concerns? Just Ask!
Many insurance companies will provide leniency when customers call and ask for it. We encourage you to call MG Insurance Agency or your insurance company directly. We can get through this together and are happy to help!
Yes, We are Open! (But Encourage Limited Contact)
Our office is open and available during our normal business hours. Many of our customer service and claim questions can be addressed over the phone at 320-235-9394 or online. Our agents are also available after hours via their cell phone if needed. Certain situations must be handled in person, and in that case, we take all social distancing precautions.
For the most up-to-date information about COVID-19, please visit the CDC’s website.
Stay safe. Stay Healthy. Let us know how we can help.